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    <title>NY Health Access RSS (Private Insurance + Qualified Health Plans (QHP))</title>
    <description>(Includes employer-based group health coverage, individual policies, and COBRA.)</description>
    <link>https://nyhealthaccess.org/43/</link>
    
    
    
    <item>
        <title>Patients&#039; Rights in the Health Care System</title>
        <link>https://nyhealthaccess.org/entry/146/</link>
        <description>See NYS Dept. of Health Webpage on Patient Rights in NYS  Managed Care Bill of Rights    New York State has a fairly progressive managed care bill of rights which is found in both the Public Health and Insurance laws.       Disclosure. Managed care...</description>
		<category>Private Insurance + Qualified Health Plans (QHP)</category>
		<pubDate>Mon, 03 Nov 2025 21:57:44 -0500</pubDate>
    </item>
    
    <item>
        <title>COBRA - Keeping Employer Group Health Insurance After a Job Ends - Federal &amp; New York State Protections</title>
        <link>https://nyhealthaccess.org/entry/145/</link>
        <description>Here are resources on rights to continue coverage after losing one&#039;s job, under the federal &quot;COBRA&quot; law and related NYS protections.     FEDERAL INFO on COBRA       US Dept. of Labor COBRA Webpage     NYS COBRA INFO       NYS Dept. of Financial...</description>
		<category>Private Insurance + Qualified Health Plans (QHP)</category>
		<pubDate>Thu, 05 Jun 2025 12:09:55 -0400</pubDate>
    </item>
    
    <item>
        <title>Saving Money on Prescription Drugs if You&#039;re Uninsured or Underinsured: Discount Cards and PAPs</title>
        <link>https://nyhealthaccess.org/entry/171/</link>
        <description>Prescription drugs can be the most expensive healthcare cost for many people. Those who are uninsured are typically stuck with paying full retail price for prescription drugs at the pharmacy counter, which can be hundreds or thousands of dollars...</description>
		<category>Private Insurance + Qualified Health Plans (QHP)</category>
		<pubDate>Sun, 03 Apr 2022 19:33:07 -0400</pubDate>
    </item>
    
    <item>
        <title>2015 NYS Law Gives Protection from Surprise Bills and Emergency Services</title>
        <link>https://nyhealthaccess.org/entry/213/</link>
        <description>The NYS Surprise Bills for Health Care Services Law went into effect in New York State March 31, 2015, protecting some consumers from &quot;surprise bills&quot; when services are performed by a non-participating (out-of-network) doctor at a participating...</description>
		<category>Private Insurance + Qualified Health Plans (QHP)</category>
		<pubDate>Sun, 03 Apr 2022 19:09:21 -0400</pubDate>
    </item>
    
    <item>
        <title>No Surprises Act 2022 – Understanding Consumers’ Rights against Surprise Medical Bills</title>
        <link>https://nyhealthaccess.org/entry/231/</link>
        <description>Starting January 1, 2022, there are new protections that prevent surprise medical bills under the federal No Surprises Act (NSA), Pub. L. No. 116-260, 134 Stat. 1182, Division BB § 109. If you have private health insurance, these new protections ban...</description>
		<category>Private Insurance + Qualified Health Plans (QHP)</category>
		<pubDate>Thu, 10 Mar 2022 10:43:46 -0500</pubDate>
    </item>
    
    <item>
        <title>Affordable Care Act --New York State Health Exchange Open Year-Round for Medicaid Applications and for Certain &quot;Special Enrollment&quot; categories</title>
        <link>https://nyhealthaccess.org/entry/120/</link>
        <description>New York State of Health Exchange  https://nystateofhealth.ny.gov/   MEDICAID Individuals eligible for Medicaid or Child Health Plus and American Indians/Alaskan Natives can enroll at any time during the year  on the New York State of Health...</description>
		<category>Private Insurance + Qualified Health Plans (QHP)</category>
		<pubDate>Fri, 19 Nov 2021 17:40:12 -0500</pubDate>
    </item>
    
    <item>
        <title>Health Plan Appeal Rights in New York After the Affordable Care Act</title>
        <link>https://nyhealthaccess.org/entry/170/</link>
        <description>Samuel Salganik, an attorney at Community Health Advocates of the Community Services Society (CSS) wrote this incredibly thorough article breaking down the types of appeal rights available to individuals covered by the various types of private...</description>
		<category>Private Insurance + Qualified Health Plans (QHP)</category>
		<pubDate>Fri, 13 Aug 2021 19:34:36 -0400</pubDate>
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